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Sunday, April 14, 2013

Spring Cleaning: Your Finances

I think there is the idea of spring cleaning in every culture. This is the time when we purge, clean our closets, do some maintenance work at our homes.

This is also a good time to look at your financial status to see if you are on track. Remember those plans made in December or January? Now is the time to check them out. You can also look at your budget to see if you can make any adjustments. After all, the price of fresh produce starts to go down and your monthly food bill may also go down with careful planning and leaning towards fresh produce. Days are longer, weather is better so the use of electricity and the heating bills are supposed to go down.

Can you shop around for better terms for insurance? I did and saved a little. I also tend to use the public transportation more due to better weather and that saves me some on gas and car maintenance expenses.

Better weather also allows us to have some cheap fun outside such as bike rides, inexpensive picnic meals and strolls around parks.

Look at your budgets to see if there is a need for fine tuning. Anything that will help the budget is welcome.

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