I have decided to participate in SFT's Sealed Pot Challenge this year. Please visit her blog to see what it is like.
This year my budget took a big hit because of some miscellaneous expenses that I could not foresee such as gifts, unexpected and unplanned repairs. Therefore, I have decided to build a fund for those. I am sure it will be fun and I will discover many new and interesting blogs.
Money is tight for November and December and I must be careful. I am sure, I will not be able to make my Cash Goal by the end of the year even though I have exceeded the other categories. However, cash is shorter than I would like so, this is not good.