Friday, April 21, 2017

Glasses, Budgets and Thoughts on Spending Money

The visit to the eye doctor last week revealed that I needed a new prescription and therefore, a new pair of glasses. I use progressive lenses and they are so darn expensive. I desperately need a new pair of sun glasses too.

I have been wearing glasses for 42 years and I probably could have bought a nice car, may be even a small apartment with the money spent on glasses all these years.

Thankfully, I always earmark a certain amount of money for glasses every year for spring months since that is when I go to the eye doctor annually. Last year, my prescription had not changed so, I was able to save that money. This year, it will have to be spent.

My current lenses were a bit scratched so, I guess it is time to get a new pair of glasses anyway. Tomorrow, I will be ordering two new pairs of glasses. Mom will help me choose.

I do hate to spend money on glasses, clothing, home repairs, cars and etc. The only thing I do not mind spending money on, is travel. I love to travel but still, I budget my travels very carefully to make sure I get the best deals at the best possible prices. This is my only luxury.

At my age, my friends are either paying for school tuitions or expensive home mortgages or may be both. Some of them go to expensive hair saloons, spend too much on new cars, dining out a lot and etc.

I own my two apartments free and clear and the debts I am currently paying are not mine. I am paying them (30 months on the bigger one and  94 months on the smaller one) because I can and feel like it is my duty. I am currently driving a company car so, I have no car expenses. I own a 2010 Nissan Note that my uncle drives mom around in Ankara.

I am spending about 19% of my income on two separate debt payments and saving 45%. The rest goes to living expenses, utilities, insurance payments, and a small amount for taxes on the rental property I have. Taxes are automatically deducted so, there are not tax payments. This set-up allows me to have two vacations per year and I am content with this.

6 comments:

  1. You are doing awesome! Kudos to you for being so smart about your money. I just made a much needed eye exam appt.

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    1. Thank you. Eye health is important. Glad you made an appointment for yourself.

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  2. Wow! So impressive :) I, too, need to budget for glasses this year. I've never needed them before now and was determined to make it to 50 before I "caved", but I really can't leave it too much longer. I'm just being stubborn. I'm very lucky to have got this far without them, actually, as my entire family wears them - many for years already - so my excellent eyesight has been a real gift. But I think some things need to go on the necessities list now, as much as I hate to admit it. Age... xx

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    1. Reaching 50 without glasses is a true accomplishment. Now, you probably need only reading glasses and lucky for you, they are not expensive.

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  3. Have you consideredLasik surgery? I am 63 and had it over 10 years ago. I was blind (almost) and terrible astigmatism. It has been wonderful. Yes I wear readers now, cheap, cute and it's so nice to be able to swim, drive etc. with no glasses and before I couldn't even find my glasses if I laid them down some where. I think they have even perfected the procedure a lot in the past 10 years. I had figured in the long run the cost has been cheaper compared to my very expensive prescription.

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  4. I am too chicken for Lasik surgery :) I hear both very good results such as yours and not so good results like the myopia coming back.

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