Sunday, December 21, 2014

Happy Holidays!

Happy Holidays!

May 2015 bring you health, happiness and joy!

It's been a month since I wrote last time. I have been very busy and have lost my mojo.

Financially, things look good. I think I will exceed my overall financial goal a little despite the unexpected money I had to give away.

Next year my not be so good due to reasons I do not want to disclose here. Not yet anyway...

So, I will be setting a modest goal. I hope to be able to fund my retirement account to get the maximum Government match. May be I will make a yearly lump sum payment in January. I am not too sure yet. It all depends on the cash I will have on hand in January but, I think I can make it.

Next week, I will make my yearly calculations and set my new goals for 2015.

Thursday, November 20, 2014

Random Ramblings

I have decided to take the week off since I could not recover fully. I am well rested now and I can feel the difference however, I am still not at 100%. May be at 75%.

I will keep on resting until Monday and I hope to be able to shake this sickness off for good. Feeling miserable for over a month is insane.

Today, I was checking my accounts and my financial situation in general and looks like I shall be able to meet my year end financial goals or miss them by about 1% or so. That is great especially given that I did incur some unexpected expenses and had to help someone in the family. There are still a few weeks to go so, I shall be cautious though.

My sister is being transferred to another city by the bank she had been working ever since she graduated College. Her husband was transferred there last December and she had refused to go there without getting her promotion. Unfortunately, she is still not getting the promotion although she has been promised "soon" as if she hadn't been promised that many times over already.

Her husband had rented a small one bedroom apartment and they will make it do over there for a while before moving their own apartment which is a pretty big 4 bedroom. She is very hesitant whether they should move and rent the place out. They own it free and clear. To me keeping an apartment that big empty for a long time does not make financial sense but hey, it is not my finances. They do not know whether they will be able to return to their hometown before they retire which is many years away. Life just happens...

Wednesday, November 12, 2014

Still Sick

My doctor had prescribed me an antibiotic couple of weeks ago. It seemed to work as I took it but I started having problems with my already problematic achilles tendon. A quick search on the Net let me to the information that, antibiotics with fluoroquinolone may cause tendinitis or even tendon rupture even after giving up the medicine. Ouch!

I found this out after I took the entire bottle for 7 days and after I finished it, I started having flu symptoms again. Yesterday it got worse and I started running a high fever with a terribly sore throat.

Now I am on a different antibiotic and hope to feel better soon. I also would like to part with this dreadful cough.

Thursday, October 30, 2014

Sick, busy and bored...

I have lost my motivation to post. I have been sick for a while and could not figure out whether it was a bad cold or my allergies. Went to the doctor the day before yesterday and it turned out that, I needed new allergy pills, a nasal spray, a box of antibiotics and some cough medicine. The doc told me everything got mixed up and I should have been having really bad headaches. I told him, absolutely no headaches and he was surprised!

The current job is going so so, with our contribution very minimal at this point. I will be glad if the customer keeps us until the end of the year just because of the money not because of job satisfaction.

After this project, I think, I may write a satirical novel on how not to run a project... I tend to think this actually a good idea.

The opening statement could be: "If you decide to run a project with a foreign company, make sure you appoint a Project Manager with real bad language skills and a huge ego. This should be your priority".

Sunday, October 12, 2014

64 meat patties and a broken deep freezer

My small 3-drawer upright freezer died a couple of weeks ago. Luckily the freezer section of my fridge could hold everything in it. There were stacks of frozen tomato puree only.

I looked up the freezers and the prices seemed to be a bit inflated due to a religious holiday coming up. That was a week ago and as I figured, the prices starting coming down. For the moment the freezer section of my fridge is full. I just shoved in 64 meat patties I made today. I like to buy fish in season and freeze them for summer months. This is an unexpected expense and I am still contemplating whether I should get a new freezer. What to do, what to do?

Thursday, October 9, 2014

Credit Card Annual Fee refunded just by asking

I have been using a credit card from a bank for the last 22 years. I have been very happy and to this day I did not care that they charged an annual fee. However, looking at my bill I noticed that they upped my annual fee by 50%. Also, recently many people are filing complaints about annual fees and they are getting refunds due to some new regulations.

I decided to ask nicely and wrote them a message. I told them that I have been a very good customer for so many years and that the current fee is not something I would like to pay. I also asked them not to tell me to commit to spending a certain amount to lift the charge because I have no reason to spend more than I do now.

This was two days ago and I got a message from them telling me that the annual fee is lifted after a close inspection of my records.

Super nice! Isn't it? The fee was 150 TL, about 66 USD.

Monday, September 29, 2014

Crossing Continents each day

I live on the Asian side of Istanbul and my current project is on the European side. My options of going to work are as follows:

1. By car, through either of the bridges
2. By car to the nearest Subway Station, Subway, Ferry, Funicular, Subway
3. By car to the Ferry, Ferry, Funicular, Subway
4. By car to the Sea Bus, Sea Bus, Subway
5. By car to Marmaray (under the sea), Marmaray, Subway

I do not like the idea of travelling under the sea so, number 5 is not a real option.

Options 2-5 take at least an hour and a half and they all require me to walk long distances to connect carrying my laptop case and heavy purse.

I get up at 5:30 a.m. and if I leave home by 6:30 a.m., it takes me only a half hour to drive. So, I started getting up early each day, reaching the office very early. I do my usual online banking, reading the blogs and what not which I used to do at night. My living hours have changed.

If I leave home any later than 6:40 a.m., the traffic becomes a nightmare.